Author Archive: Ryan

One of the most common questions we hear as a buy here, pay here dealership is, “Can I get a car loan with a bad credit score?” This is an important question to address because having low credit isn’t uncommon. Unfortunately, with many loans, having low credit means you simply can’t get financed.

Will having bad credit harm your chances of getting a vehicle? Not when you come to Car-N-Credit!

Yes! Car-N-Credit has guaranteed auto loans for drivers with a 500 credit score. Whether you have little to no credit or a low credit score, we work hard to help you get financing for the vehicle you want.

We know that a credit score doesn’t show your full picture. Some people haven’t had the opportunity to build their credit. Others fall on hard times temporarily and want to work back up to a good [...]

Only Two Previous Owners! Premium Cloth Seats – Power Driver Seat – Woodgrain Interior Trim – Auxiliary Stereo Input – CD Player – Dual-Zone Climate Control – 17-Inch Painted Wheels – AND MORE!

Need more information or pictures? Give us a call at (937) 773-0895. Paul Sherry’s Car-N-Credit has a knowledgeable sales staff that are eager to answer your questions and get you into the right vehicle! ** Down Payment and Periodic Payments Can Vary Per Customer. Contact Us For Payment Terms and Conditions. **

Premium Cloth Seats – Power Driver Seat – Woodgrain Interior Trim – Auxiliary Stereo Input – Satellite Radio – Bluetooth For Phone – CD Player – Dual-Zone Climate Control – 17-Inch Alloy Wheels – AND MORE!

Need more information or pictures? Give us a call at (937) 773-0895. Paul Sherry’s Car-N-Credit has a knowledgeable sales staff that are eager to answer your questions and get you into the right vehicle! ** Down Payment and Periodic Payments Can Vary Per Customer. Contact Us For Payment Terms and Conditions. **

Most people need a vehicle, but it may surprise you how challenging it can be to get one when you start looking — especially if your credit score isn’t up to par. And with the average SUV generally costing more than cars, it’s even more important for shoppers to secure affordable financing. Guaranteed auto loans seek to change the traditional auto buying process by getting people the vehicles they want without taking a negative credit score into consideration.

Guaranteed auto loans make you eligible to get financing for a new or used vehicle, regardless of your credit history, credit score, and other financial marks against you. Whether you have no credit or bad credit, a guaranteed auto loan can still help you get the vehicle you want and [...]

Only Two Previous Owners! Heated Premium Cloth Seats – Power/Heated Mirrors – Auxiliary Stereo Input – Satellite Radio – 115V AC Power Outlet – Leather Wrapped Steering Wheel – 17-Inch Alloy Wheels – Fog Lamps – Roof Rails – Clean AutoCheck History Report – AND MORE!

Need more information or pictures? Give us a call at (937) 773-0895. Paul Sherry’s Car-N-Credit has a knowledgeable sales staff that are eager to answer your questions and get you into the right vehicle! ** Down Payment and Periodic Payments Can Vary Per Customer. Contact Us For Payment Terms and Conditions. **

Not all car dealerships have your best interests in mind when you’re shopping for a vehicle, especially if you have bad or no credit. In fact, it’s not unheard of to get turned away from buying a car just for having a not-so-perfect credit history.

That’s why dealerships like Car-N-Credit exist. We’re a one-stop shop for getting a vehicle that meets your needs and financing that fits your budget. And we don’t turn anyone away, regardless of their credit history.

If you’re in the market for a vehicle to get you to work, school, and anywhere else in between, we are happy to help.

The beauty of a buy here, pay here dealership is that they work with people with bad or little to no credit. Unlike regular dealerships that often have strict requirements for financing, a buy here, pay here dealership extends financing to people deemed “risky” by financial institutions.

Sunroof – Heated Leather Seats – Auxiliary Stereo Input – Satellite Radio – Bluetooth For Phone – CD Player – Leather-Wrapped Steering Wheel – Painted Alloy Wheels – AND MORE!

Need more information or pictures? Give us a call at (937) 773-0895. Paul Sherry’s Car-N-Credit has a knowledgeable sales staff that are eager to answer your questions and get you into the right vehicle! ** Down Payment and Periodic Payments Can Vary Per Customer. Contact Us For Payment Terms and Conditions. **

Winter climates can be strenuous on any vehicle, even newer models, making it crucial for owners to prepare them for the cold season ahead. In addition to regular vehicle maintenance, there are a few steps you should take before winter to make sure your vehicle is safe and ready for the road.

The following basic tips from Car-N-Credit can save you a lot of headaches in the winter when your vehicle’s components get a lot of strain from weather and cold air:

1. Check Your Battery

Winter cold and summer heat put a lot of wear and tear on your battery, so it’s not uncommon for older batteries to not work their best during these seasons. Use an at-home battery tester or bring your car to a nearby auto parts store. Many of them will test your battery for free to indicate whether you [...]

Have you visited other dealerships only for the finance department to run your credit and say they can’t help you? Not every car buying experience needs to be like that. In fact, bad credit does not automatically disqualify you from buying a vehicle.

The key is to work with a dealership that’s designed to handle situations like yours. At Car-N-Credit, we work with people who have bad credit every day. Despite your credit history, you can qualify for guaranteed auto financing with us.

Our financing model is buy here pay here. That means that you buy the car from us, we finance it, and you make each payment with us until you pay off your loan. We even offer two-year payment terms so that you can get your car paid off quickly.

We’ll also work with you on an affordable down payment amount, [...]