Buy Here Pay Here Troy Ohio

buy here pay here troy ohio

Paul Sherry Car-N-Credit is a buy here pay here dealer proudly serving Troy, Ohio. We are a one stop shop for auto loans and used cars. We provide competitive auto loan rates to any Troy, Ohio resident.

A+ BBB Rated

And from our excellence in providing the customer service to Troy, we have been given a A+ rating by the BBB. We pride ourselves at on our superior customer service in comparison to other Troy buy here pay here dealers.

Used Car Selection

We always carry a well rounded selection of buy here pay here inventory. We carry used cars, trucks, SUVs and vans at a range of prices. We find that giving customers variety will allow you to get a used car that fits your finances, lifestyle and personality.

What makes us unique from other Troy buy here pay here dealers

Finding the right buy here pay here dealer in Troy Ohio can be difficult to some, but not for those who discover Car-N-Credit. Our philosophy for the buy here pay here industry is simple, great cars at better prices with the best auto loans. Not only do strive to deliver this message, but we guarantee auto financing for Troy, Ohio resident that applies. We will continue to deliver these same principles for anyone in need of a buy here pay here dealer in Troy, Ohio.

To assist us in our quest to deliver Troy the best used cars at the best prices, we use Understanding Vehicle Finance as a way to ensure customer satisfaction. This is a government issued document that assists us in making sure that you have complete understanding of any buy here pay here question you may have. Visit us today, and we will provide you a copy to browse through.

There are other buy here pay here dealers in Troy, but none compare to excellence of Car-N-Credit. There are many reasons why customers prefer us over other Troy buy here pay here dealers. To see what other Troy, Ohio resident remarks about our dealership, check out our reviews on Google Places.

Below, are F.A.Q.’s from other Troy buy here pay here customers.

I have bad credit, can I still get a car loan?

Yes. We provide auto loans to a wide variety of credit. We understand that it can sometimes be difficult to keep your credit score perfect. We provide a second chance to get your credit back on track for customers who need a reliable source of transportation.


What documents do I need for a car loan?

  1. Your down payment in cash.

  2. Proof of income.

  3. Proof of Insurance. Maximum of a $500 deductible.

  4. A valid Ohio drivers license.

  5. Bankruptcy discharge must be verified.

  6. A bill with your name and address on it.


Can I trade my current car in?

Yes, we take cars in on trade. Often times we find that customers are simply looking to upgrade their car. When visiting our dealership, be sure to drive the vehicle you are considering trading in. This way we can provide you with an accurate market value of your current car. And if you talked to another customer of ours, you’ll know that we give you top dollar for your used car!

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