College is a time for you to be getting out into the world and exploring it on your own, but it is hard to do that when you don’t have your own set of wheels. Getting those wheels while in college can be a bit of a challenge, however.
The average new car bought in the US costs a hefty $32,000 and a mid-range sedan will set you back $22,000, even without all the bells and whistles.
This means that, for most students, getting a new car is out of the question and buying a used car is more practical. Unless you are getting a lot of help from your family, you can also probably discount getting a shiny new sports car or SUV as well.
So, if you are setting out into higher education and you want a car to broaden your horizons, without breaking the bank, what are your options?
Walking into a car dealership can be an overwhelming and anxiety-provoking experience if you’re not prepared for everything that’s about to happen. Purchasing a vehicle – whether new or used – is a big expense and a significant responsibility and one to take seriously.
Although our dealership is stocked with professionals who are here to help you instead of confusing you with tricky sales tactics, we still want you to feel comfortable and educated when you step into our lot. Here’s what you can do before you visit us to make sure you get exactly what you want, understand your rights as a purchaser, and feel at ease with the car buying process:
Browse Online First
Taking some time to research cars online before you head to the dealership is one of the best things you can do to make sure you come prepared. Check out manufacturer websites or car review sites to learn more [...]
Car buyers often walk into a car lot with their sights set on the shiny new car they’ve been dreaming of. But what if a brand-new car isn’t necessarily the right choice for you? There are plenty of advantages to owning a new vehicle, but it’s not your only option (and it might not be the best one right now, either). There are a lot of factors to consider before jumping into this investment, so it’s crucial to know how used and new cars compare to one another.
The first – and most important – question to ask yourself is, “What can I afford?” You don’t want to end up having years of payments with a monthly amount that’s out of your budget. New cars sometimes come with fantastic manufacturer rebates and incentives that can keep your monthly payment down, but they’re still usually higher than their used versions. Insurance companies also charge [...]
The thought of purchasing a used car can be worrisome, especially if that car has high mileage. What many people don’t know, though, is that buying a high mileage used vehicle can have some perks over purchasing a brand-new vehicle.
The Benefits of Buying High Mileage
High mileage used cars often have several benefits for prospective car owners, including:
High Mileage is Usually Proof That a Car’s Had a Healthy Workout
As long as its owners took good care of a vehicle before offering it for sale, then a high odometer reading shouldn’t scare you away. Manufacturers design cars to handle a lot of driving.
In fact, cars need you to drive them to stay healthy, similar to how the human body needs routine exercise to stay in its best shape and healthy form. With routine maintenance, tending to necessary repairs, and regular driving, a high mileage 5-year-old car can be in better shape than [...]
Since any car, even a used one, is a reasonably sized investment, you need to make sure that you are certain about your purchase before buying the car. If you find yourself considering purchasing a used car, then ask yourself the following questions. You will notice that most questions tend to lead to numerous related questions. You want the answers to everything listed below, as this information will help you make an informed decision.
Do I Want a Used or a New Car?
Start by asking yourself if you really want a used car instead of a new one. New cars will have a full warranty, be in great shape, and have no mileage on them so far, but cost more. Used cars offer significant savings, let you avoid investment losses from depreciation, and let you get more features for your money. Used cars tend to be a better choice for those on a budget [...]
Buying your next vehicle from a Buy Here Pay Here dealership will provide you with a long list of benefits. To begin with, anyone can successfully get financing at the best Buy Here Pay Here dealerships. By contrast, most regular dealerships will only offer financing to those with good or excellent credit. From the ability to get financing, the list of benefits just grows and grows.
Anyone Can Buy a Car
As mentioned, the biggest advantage of a Buy Here Pay Here dealership is the fact that anyone can buy there, regardless of credit scores. If you do not have an amazing credit score, you will likely have to ask numerous dealerships, banks, and credit unions for an automotive loan before you find one that will approve you. To make matters [...]
Instead of wasting time shopping around for financing, just apply for auto financing on our website at Car-N-Credit. We always work with our customers to help them find a reliable used car within their budget, regardless of credit score. Because of our experience with a range of credit situations, we have the tools and knowledge necessary to get you an auto loan so you can get behind the wheel of your dreams.
We Make It Easy and Stress-Free
Applying for an auto loan through us at Car-N-Credit is a simple process. Just start by filling out the online form, and we will get back to you as soon as possible. Remember that submitting the form will not negatively impact your credit score, so there is no risk related to applying for auto financing with poor or no credit.
Our Financing Team Helps You Improve Your Score
In addition to working with your particular financial situation [...]
Whether you own a brand-new car or a used car, it is important to do everything possible to keep it in top running condition so that you will not have to put a lot of money into repair bills. Some repairs can’t be helped, as parts do wear out over time. However, there are things you can do to extend the life of your car and keep it running dependably.
Engine and Transmission Maintenance
Probably the most important thing you can do to extend the life of your engine is to change the oil regularly every 3,000 miles. New cars come with the recommendation that you can go 5,000 miles or so between oil changes. However, changing it at 3,000 miles is much better, as dirty oil means a dirty engine. Pull the dipstick at least once a week and check to make sure that the oil level is where it should be. When it [...]
While some people dream of buying a new car, opting for a used model instead makes a great deal of sense, especially financially. Between the money you will save, the peace of mind you get from not having to worry about totaling a new car, and the range of options you have to choose from, buying a used car will deliver plenty of benefits.
The most obvious benefit of buying a used car instead of going with that shiny new model is the money you save. In fact, this is the main reason most people who purchase a used vehicle do so. Just at the time of the purchase, you will save a few thousand dollars right away. Don’t forget that because of the lower purchase price of a used car, you will also [...]
When you are in the market for a used car, you will have a lot of options available. For those in tough financial situations, buy here pay here financing is the perfect solution. You will be able to get an automotive loan that you can afford and end up with the transportation you need to get to work and run errands. Best of all, you will still have an excellent selection of vehicles to choose from.
For Poor Credit Situations
Although anyone can take advantage of buy here pay here financing, this type of auto loan was specifically designed for those with poor credit. We don’t have credit checks and make it easy to get an automotive loan no matter your current credit situation. To make it even better, buy here pay here financing can actually boost your credit rating. At Car-N-Credit, for example, we report monthly to the credit bureau, letting them know that [...]