Category: Car Purchase Tips

Buying your next vehicle from a Buy Here Pay Here dealership will provide you with a long list of benefits. To begin with, anyone can successfully get financing at the best Buy Here Pay Here dealerships. By contrast, most regular dealerships will only offer financing to those with good or excellent credit. From the ability to get financing, the list of benefits just grows and grows.

As mentioned, the biggest advantage of a Buy Here Pay Here dealership is the fact that anyone can buy there, regardless of credit scores. If you do not have an amazing credit score, you will likely have to ask numerous dealerships, banks, and credit unions for an automotive loan before you find one that will approve you. To [...]

Instead of wasting time shopping around for financing, just apply for auto financing on our website at Car-N-Credit. We always work with our customers to help them find a reliable used car within their budget, regardless of credit score. Because of our experience with a range of credit situations, we have the tools and knowledge necessary to get you an auto loan so you can get behind the wheel of your dreams.

Applying for an auto loan through us at Car-N-Credit is a simple process. Just start by filling out the online form, and we will get back to you as soon as possible. Remember that submitting the form will not negatively impact your credit score, so there is no risk related to applying for auto financing with poor or no credit.

In addition to working with your particular financial situation [...]

Whether you own a brand-new car or a used car, it is important to do everything possible to keep it in top running condition so that you will not have to put a lot of money into repair bills. Some repairs can’t be helped, as parts do wear out over time. However, there are things you can do to extend the life of your car and keep it running dependably.

Probably the most important thing you can do to extend the life of your engine is to change the oil regularly every 3,000 miles. New cars come with the recommendation that you can go 5,000 miles or so between oil changes. However, changing it at 3,000 miles is much better, as dirty oil means a dirty engine. Pull the dipstick at least once a week and check to make sure that the oil level is where it should be. When it [...]

While some people dream of buying a new car, opting for a used model instead makes a great deal of sense, especially financially. Between the money you will save, the peace of mind you get from not having to worry about totaling a new car, and the range of options you have to choose from, buying a used car will deliver plenty of benefits.

The most obvious benefit of buying a used car instead of going with that shiny new model is the money you save. In fact, this is the main reason most people who purchase a used vehicle do so. Just at the time of the purchase, you will save a few thousand dollars right away. Don’t forget that because of the lower purchase price of a used car, you [...]

When you are in the market for a used car, you will have a lot of options available. For those in tough financial situations, buy here pay here financing is the perfect solution. You will be able to get an automotive loan that you can afford and end up with the transportation you need to get to work and run errands. Best of all, you will still have an excellent selection of vehicles to choose from.

Although anyone can take advantage of buy here pay here financing, this type of auto loan was specifically designed for those with poor credit. We don’t have credit checks and make it easy to get an automotive loan no matter your current credit situation. To make it even better, buy here pay here financing can actually boost your credit rating. At Car-N-Credit, for example, we report monthly to the credit bureau, letting them know that [...]

You know you need to have car insurance before purchasing a used vehicle. Even so, the average person is intimidated by the process of finding the right insurance since there are so many options available and they can be challenging to compare. You may be surprised to learn just how easy it is to get affordable car insurance that covers you completely, but it is definitely possible and simple if you follow these tips.

Perhaps the most important part of buying car insurance is choosing which insurer to go with. As a general rule of thumb, you should do some research ahead of time and choose an insurer with a good customer rating. While comparing premiums will give you some information, it doesn’t tell the whole story. After all, some insurance companies may occasionally make you pay extra, make lowball loss estimates, or encourage the repair shop to cut corners. It [...]