Category: Paul Sherry

Posts related to Paul Sherry

buy-car-without-cosigner

For people with bad credit, no credit, or poor credit history, getting a car loan can seem like it is outside the realm of possibility. However, that is not always the case. You can buy a car with bad credit without using a cosigner, and this article explains how. 

What Credit Score Do You Need To Get A Car Without A Cosigner?

Most financial institutions require a credit score of 650 or above in order to qualify for a good car loan. If your credit score falls below this score, many times they will require a cosigner for the loan. This consigner is the person who is responsible for the loan payment if you fail to pay them. However, for people who don’t have someone who can be a cosigner, this can come as bad news, but all hope is not lost. 

What Can I Do If I Have Bad Credit And No [...]

Are you planning to buy a car? If yes, you most probably are considering a loan. 85% of new car purchases in the country are financed. But when you apply for a loan, you need to consider your credit score.

What Is a Credit Score?

The credit score is a system designed to identify the creditworthiness of borrowers from the perspective of a lender. You can get a score of anywhere between 300 to 850. The higher your score, the better you look to lenders.

A high credit score means getting better rates with lenders. That is because they see you as someone trustworthy.

That said, several factors can affect your overall score. These include: 

  • Previous loans
  • Length of credit history
  • Types of credit 
  • Total amount you owe
  • History of your payments

If you miss out on payments or do anything that [...]

can-i-get-a-car-loan-with-a-500-credit-score

When you have a 500 credit score, how do you find the best auto financing? And is it possible to get the right car when on a tight budget? Luckily, at Paul Sherry’s Car-N-Credit, you can get a car loan with a low credit score. As one of the leading car financing dealerships, we work with any credit score.  So we are here to offer a great price and auto financing for your dream car.

We Don’t Pull Your Credit

Our company won’t pull your credit score when applying for auto financing. Instead, we aim to have you behind the wheel of the right vehicle. So when you apply for an auto loan with us, know that you are in good hands.

We have worked with local and national lending companies for decades. And today, we can use our connections to ensure our customers get the car they want. 

That way, [...]

easiest-car-financing-in-dayton-ohio

Welcome to Paul Sherry Car-N-Credit! Choose us for our reputation and what our customers say about us. With an A+ score in our customer reviews, we clearly offer our customers top services.

It’s our mission to make sure you find your next car with us. With several services areas, excellent customer service, and a wide selection, you will get a vehicle and a car loan that’s best for your needs.

Servicing Dayton and Surrounding Areas

When applying for your loan at Paul Sherry’s Car-N-Credit, know that we will take care of you. We have strong connections with regional and national banking institutions to help offer top-value vehicles in the region.

We are also a long-standing member of the Dayton community and the surrounding areas. Because of this and our extended reach, we have great purchasing power that we pass on to our clients.

Bad Credit Car Loans By Car-N-Credit

We [...]

At Car N Credit, we know how nerve-wracking purchasing a vehicle can be. Particularly if you have a poor credit rating. That’s why we make it a priority to hire knowledgeable and friendly staff. Because our friendly staff is the key to our business. 

Welcoming/Knowledgeable Staff

Right when you arrive at Car N Credit our staff is there to walk you through the car-buying process. We welcome you to our dealership with open arms and get to know you. You are more than a sale, or a way to make a bottom line. We treat you like we would treat our own family and friends. We don’t want you to walk away with debt you can’t handle and a car that doesn’t work. We want to get to know your needs before you even sit in one of our cars. 

Assist with Your Needs

Because we care about you, we want to make sure that [...]

buy here pay here used cars

Buying your next vehicle from a Buy Here Pay Here dealership will provide you with a long list of benefits. To begin with, anyone can successfully get financing at the best Buy Here Pay Here dealerships. By contrast, most regular dealerships will only offer financing to those with good or excellent credit. From the ability to get financing, the list of benefits just grows and grows.

Anyone Can Buy a Car

As mentioned, the biggest advantage of a Buy Here Pay Here dealership is the fact that anyone can buy there, regardless of credit scores. If you do not have an amazing credit score, you will likely have to ask numerous dealerships, banks, and credit unions for an automotive loan before you find one that will approve you. To make [...]

paul sherry car n credit

Are you looking for a used car and don’t want to drive far from home to get it? Paul Sherry’s Car-N-Credit is conveniently located in Piqua, Ohio, just off I-75, and we’re a short drive from Troy, Sidney, Grenville, and the Greater Dayton Area. Just hop in your car and come and see us. You will be here in no time, and we will make sure you get your vehicle quickly and easily. Forget about spending all day getting a used car. We make the process so easy that you’ll be driving around town in your vehicle in no time.

Find Your Used Car Before You Even Leave Home

Our location isn’t the only reason it’s easy to shop at Paul Sherry’s Car-N-Credit. Our website makes it easy to find your vehicle before you even leave home. Browse our inventory to find what you want in a used vehicle. Then, when you come out to [...]

Instead of wasting time shopping around for financing, just apply for auto financing on our website at Car-N-Credit. We always work with our customers to help them find a reliable used car within their budget, regardless of credit score. Because of our experience with a range of credit situations, we have the tools and knowledge necessary to get you an auto loan so you can get behind the wheel of your dreams.

We Make It Easy and Stress-Free

Applying for an auto loan through us at Car-N-Credit is a simple process. Just start by filling out the online form, and we will get back to you as soon as possible. Remember that submitting the form will not negatively impact your credit score, so there is no risk related to applying for auto financing with poor or no credit.

Our Financing Team Helps You Improve Your Score

In addition to working with your particular financial situation [...]

As 2017 comes to an end, the team at Car-N-Credit wants to take a look back at the year and think about all the amazing customers we met and the people we helped. We had a great year working with all of our clients, meeting new people, and matching them with a vehicle they can count on. We love remembering all the smiles and joy we helped create by showing those with less-than-stellar credit that it is possible to own a car.

Our Nicest Selection Ever

We continued to grow this year, increasing our positive impact on the community and expanding our used car inventory. This resulted in us having our best selection of used cars ever. With models from various years and automakers to vehicles with a range of body styles, colors, engines, and features, we have worked hard to make sure our inventory is as versatile as possible, including sedans, SUVs, and minivans.

[...]
    Back to top