Comments Off on Can I Buy A Car with Bad Credit Without Using a Cosigner?
For people with bad credit, no credit, or poor credit history, getting a car loan can seem like it is outside the realm of possibility. However, that is not always the case. You can buy a car with bad credit without using a cosigner, and this article explains how.
What Credit Score Do You Need To Get A Car Without A Cosigner?
Most financial institutions require a credit score of 650 or above in order to qualify for a good car loan. If your credit score falls below this score, many times they will require a cosigner for the loan. This consigner is the person who is responsible for the loan payment if you fail to pay them. However, for people who don’t have someone who can be a cosigner, this can come as bad news, but all hope is not lost.
Comments Off on It’s Easy To Get A Car Loan at Car-N-Credit
Need a car but worried about not getting a loan? Well, at Car-N-Credit, we make it easy to get a car loan. Finding and buying a dependable car, at a price you can afford, is a challenge all in itself. Then, you need to work on getting an auto loan, but that can be difficult. At Car-N-Credit, we know how having a bad credit score can affect your vehicle decisions. With Car-N-Credit we guarantee you an auto loan–no matter your credit history or status.
Guaranteed Auto Loan
Car-N-Credit is the best guaranteed auto loan provider in the Piqua/Dayton area. With our guaranteed auto loan promise, we ensure that you get an auto loan even if you have a poor or no credit score. Unlike other dealerships with [...]
Comments Off on Dayton Residents Get Guaranteed Auto Loans for SUVs
Most people need a vehicle, but it may surprise you how challenging it can be to get one when you start looking — especially if your credit score isn’t up to par. And with the average SUV generally costing more than cars, it’s even more important for shoppers to secure affordable financing. Guaranteed auto loans seek to change the traditional auto buying process by getting people the vehicles they want without taking a negative credit score into consideration.
What is a Guaranteed Auto Loan?
Guaranteed auto loans make you eligible to get financing for a new or used vehicle, regardless of your credit history, credit score, and other financial marks against you. Whether you have no credit or bad credit, a guaranteed auto loan can still help you get the vehicle you want and need.
Comments Off on Easy Bad Credit Car Financing Dayton Ohio
Have you visited other dealerships only for the finance department to run your credit and say they can’t help you? Not every car buying experience needs to be like that. In fact, bad credit does not automatically disqualify you from buying a vehicle.
The key is to work with a dealership that’s designed to handle situations like yours. At Car-N-Credit, we work with people who have bad credit every day. Despite your credit history, you can qualify for guaranteed auto financing with us.
Bad Credit Doesn’t Have to Hurt Your Chances of Buying a Car
Our financing model is buy here pay here. That means that you buy the car from us, we finance it, and you make each payment with us until you pay off your loan. We even offer two-year payment terms so that you can get your car paid off quickly.
We’ll also work with you on an affordable down payment amount, [...]
Comments Off on Best Dealership for Bad Credit Car Loans in the Miami Valley
People with bad credit are often turned away from car dealerships that refuse to finance them because they’re “risky” to lenders. However, having bad credit shouldn’t automatically make you ineligible to buy a car. At Car-N-Credit, we help people like you with a less-than-perfect credit history find a vehicle they love for the right price. We offer both bad credit and no credit loans to people in Troy, Dayton, Piqua, Sidney, and the Miami Valley.
Why Choose Car-N-Credit for Bad Credit Car Loans in the Miami Valley?
If you have bad credit and still want to buy a car, you have options – especially with Car-N-Credit! We believe that no person who’s serious about financing a vehicle should be turned away, which is why we’ve created a process that can get you into the car you want, regardless of your credit score.
Here’s why you should choose Car-N-Credit for your bad credit car loan in [...]
When you visit Car-N-Credit, you will notice excellent customer service in addition to a great selection of vehicles that fit your budget, regardless of your credit score. One of the major differences at Car-N-Credit compared to other buy here pay here dealerships is the high level of service you will receive. Our level of service will let you know that we make your interests a priority so you are fully satisfied with your purchase.
Why Customer Service Is Important
At Car-N-Credit, we understand the importance of customer service, both for you as a customer and for us as a business. By striving to deliver the best possible customer service, we can ensure that everyone who leaves our dealership does so with a smile on their face and complete satisfaction. If those satisfied customers spread the word, we are able to help even more drivers find the vehicles that they need or want, regardless of their [...]
Comments Off on We Have a Great Selection of Sedans with Weekly Payments!
At Car-N-Credit, we have an excellent selection of sedans that you can get with low weekly payments. We strive to make it possible for everyone to drive their own car, regardless of their financial situation or credit score, which is why we offer weekly payments in addition to other financing options. Our sedans are incredibly popular, or you can opt for a van, truck, or SUV.
We Offer Weekly Payments to Help You
We chose to offer weekly payments in addition to biweekly payments and traditional monthly options to accommodate customers’ busy lifestyles. With weekly payments, you will be able to rebuild your credit score more quickly since we report to the major credit bureaus. Weekly payments even have an added benefit in terms of managing your finances.
Used Ford Fusions
One of the many sedans you can find at Car-N-Credit is the Ford Fusion, with your choice of various model years at any given [...]
Comments Off on Ohio’s Buy Here Pay Here Destination
For those on a budget or with less-than-stellar credit, Car-N-Credit is the Ohio buy here pay here choice. This dealership has an established reputation in the community, delivering the reliability you need to have confidence in your purchase and customer service. Over the years, we have developed a strong reputation for helping everyone find the auto that fits their needs and gets them to their job, regardless of their credit score. We make it easy to get an automotive loan without any credit checks. We even have same-day delivery and report back to the credit bureaus to help you improve your credit score for all your future purchases.
A Short Drive from Dayton, Greenville, Troy, and More
Car-N-Credit is located in Piqua, Ohio, making it easy for those from all over Miami Valley to reach us. Whether you are in Dayton, Greenville, Troy, or another nearby town, Car-N-Credit is only a short drive away. This [...]
Comments Off on Apply for Auto Financing on Our Website
Instead of wasting time shopping around for financing, just apply for auto financing on our website at Car-N-Credit. We always work with our customers to help them find a reliable used car within their budget, regardless of credit score. Because of our experience with a range of credit situations, we have the tools and knowledge necessary to get you an auto loan so you can get behind the wheel of your dreams.
We Make It Easy and Stress-Free
Applying for an auto loan through us at Car-N-Credit is a simple process. Just start by filling out the online form, and we will get back to you as soon as possible. Remember that submitting the form will not negatively impact your credit score, so there is no risk related to applying for auto financing with poor or no credit.
Our Financing Team Helps You Improve Your Score
In addition to working with your particular financial situation [...]
Comments Off on The Basics of Buy Here Pay Here Financing
When you are in the market for a used car, you will have a lot of options available. For those in tough financial situations, buy here pay here financing is the perfect solution. You will be able to get an automotive loan that you can afford and end up with the transportation you need to get to work and run errands. Best of all, you will still have an excellent selection of vehicles to choose from.
For Poor Credit Situations
Although anyone can take advantage of buy here pay here financing, this type of auto loan was specifically designed for those with poor credit. We don’t have credit checks and make it easy to get an automotive loan no matter your current credit situation. To make it even better, buy here pay here financing can actually boost your credit rating. At Car-N-Credit, for example, we report monthly to the credit bureau, letting them know that [...]