Car Dealer Blog

Miami Valley's Buy Here Pay Here Dealership

used cars in Piqua ohio

Start the new year off on the right foot with a used car from Car-N-Credit to drive around Piqua and the surrounding areas in 2019 and the future. With an exceptional selection of vehicles to choose from and the ability to work with everyone, regardless of their credit situation, Car-N-Credit is the place to go for a new-to-you vehicle, no matter your budget or needs.

Accepting All Credit Types

At Car-N-Credit, we strive to make owning a vehicle accessible to everyone, regardless of their financial situation. We understand that a single disaster can ruin your credit, making it hard to get back on track. That is why our finance department accepts all types of credit, even if you have no credit or bad credit. We do not want [...]

Before getting a used car auto loan, you need to take the time to figure out how much you can really afford to spend. Our team at Car-N-Credit can answer your questions and assist you, but the process will go more smoothly if you have done some research yourself. Luckily, there are numerous auto loan calculators available online to help you determine your budget. Here are some of our favorites.

Bankrate

In the website’s auto loan calculator, Bankrate asks you to estimate how much you will borrow, the term of the loan, whether your auto is used or new, and your interest rate. If you do not know the interest rate, there is also a button to find the rate. Based on the information you provide, you will see figures for the estimated monthly payment, the total principal paid, and the total interest paid. There is no figure for the total cost of the loan, [...]

The Difference Is in the Service

What Sets Us Apart From Other Buy Here Pay Here Dealerships
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When you visit Car-N-Credit, you will notice excellent customer service in addition to a great selection of vehicles that fit your budget, regardless of your credit score. One of the major differences at Car-N-Credit compared to other buy here pay here dealerships is the high level of service you will receive. Our level of service will let you know that we make your interests a priority so you are fully satisfied with your purchase.

Why Customer Service Is Important

At Car-N-Credit, we understand the importance of customer service, both for you as a customer and for us as a business. By striving to deliver the best possible customer service, we can ensure that everyone who leaves our dealership does so with a smile on their face and complete satisfaction. If those satisfied customers spread the word, we are able to help even more drivers find the vehicles that they need or want, regardless of their [...]

car and credit

Our dealership understands that not everyone has a good credit score or the savings necessary to buy an auto, even a used one, outright. We feel that everyone is entitled to the ability to buy a car of their choice, regardless of financial situation, which is why we proudly offer guaranteed financing to those from Piqua, Troy, Sidney, and Dayton. This way, you do not have to search high and low for a dealership that approves you for an auto loan, wasting your valuable time. Instead, you can make a single trip to our dealership and know that you will be able to walk out with financing or drive away in your own vehicle thanks to that financing.

A Great Selection

Just like we understand that even those with poor credit scores or a limited amount available for a down payment need a vehicle, we do not feel that you should only have a handful [...]

sedan for sale bad credit

At Car-N-Credit, we have an excellent selection of sedans that you can get with low weekly payments. We strive to make it possible for everyone to drive their own car, regardless of their financial situation or credit score, which is why we offer weekly payments in addition to other financing options. Our sedans are incredibly popular, or you can opt for a van, truck, or SUV.

We Offer Weekly Payments to Help You

We chose to offer weekly payments in addition to biweekly payments and traditional monthly options to accommodate customers’ busy lifestyles. With weekly payments, you will be able to rebuild your credit score more quickly since we report to the major credit bureaus. Weekly payments even have an added benefit in terms of managing your finances.

Used Ford Fusions

One of the many sedans you can find at Car-N-Credit is the Ford Fusion, with your choice of various model years at any given [...]

buy here pay here ohio

For those on a budget or with less-than-stellar credit, Car-N-Credit is the Ohio buy here pay here choice. This dealership has an established reputation in the community, delivering the reliability you need to have confidence in your purchase and customer service. Over the years, we have developed a strong reputation for helping everyone find the auto that fits their needs and gets them to their job, regardless of their credit score. We make it easy to get an automotive loan without any credit checks. We even have same-day delivery and report back to the credit bureaus to help you improve your credit score for all your future purchases.

A Short Drive from Dayton, Greenville, Troy, and More

Car-N-Credit is located in Piqua, Ohio, making it easy for those from all over Miami Valley to reach us. Whether you are in Dayton, Greenville, Troy, or another nearby town, Car-N-Credit is only a short drive away. This [...]

paul sherry car n credit

Are you looking for a used car and don’t want to drive far from home to get it? Paul Sherry’s Car-N-Credit is conveniently located in Piqua, Ohio, just off I-75, and we’re a short drive from Troy, Sidney, Grenville, and the Greater Dayton Area. Just hop in your car and come and see us. You will be here in no time, and we will make sure you get your vehicle quickly and easily. Forget about spending all day getting a used car. We make the process so easy that you’ll be driving around town in your vehicle in no time.

Find Your Used Car Before You Even Leave Home

Our location isn’t the only reason it’s easy to shop at Paul Sherry’s Car-N-Credit. Our website makes it easy to find your vehicle before you even leave home. Browse our inventory to find what you want in a used vehicle. Then, when you come out to [...]

Instead of wasting time shopping around for financing, just apply for auto financing on our website at Car-N-Credit. We always work with our customers to help them find a reliable used car within their budget, regardless of credit score. Because of our experience with a range of credit situations, we have the tools and knowledge necessary to get you an auto loan so you can get behind the wheel of your dreams.

We Make It Easy and Stress-Free

Applying for an auto loan through us at Car-N-Credit is a simple process. Just start by filling out the online form, and we will get back to you as soon as possible. Remember that submitting the form will not negatively impact your credit score, so there is no risk related to applying for auto financing with poor or no credit.

Our Financing Team Helps You Improve Your Score

In addition to working with your particular financial situation [...]

As 2017 comes to an end, the team at Car-N-Credit wants to take a look back at the year and think about all the amazing customers we met and the people we helped. We had a great year working with all of our clients, meeting new people, and matching them with a vehicle they can count on. We love remembering all the smiles and joy we helped create by showing those with less-than-stellar credit that it is possible to own a car.

Our Nicest Selection Ever

We continued to grow this year, increasing our positive impact on the community and expanding our used car inventory. This resulted in us having our best selection of used cars ever. With models from various years and automakers to vehicles with a range of body styles, colors, engines, and features, we have worked hard to make sure our inventory is as versatile as possible, including sedans, SUVs, and minivans.

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Whether you own a brand-new car or a used car, it is important to do everything possible to keep it in top running condition so that you will not have to put a lot of money into repair bills. Some repairs can’t be helped, as parts do wear out over time. However, there are things you can do to extend the life of your car and keep it running dependably.

Engine and Transmission Maintenance

Probably the most important thing you can do to extend the life of your engine is to change the oil regularly every 3,000 miles. New cars come with the recommendation that you can go 5,000 miles or so between oil changes. However, changing it at 3,000 miles is much better, as dirty oil means a dirty engine. Pull the dipstick at least once a week and check to make sure that the oil level is where it should be. When it [...]

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